Commercial Flood Damage Clean Up In Bradenton and Anna Maria

5/24/2020 (Permalink)

There is no guarantee that your commercial property that is meant to be dry will stay dry. When flooding occurs in Bradenton, FL your commercial insurance package can cover the costs of repairing or replacing your business’s building and property within it. 
SERVPRO of West Bradenton / Anna Maria is a trusted leader in the restoration industry and has the training, equipment, and expertise to handle your restoration and cleaning needs.
Under FEMA, the National Flood Insurance Program (NFIP) recommends both property and personal policies to make sure that damages caused by flooding are covered. Property Policy A good property policy insures the building itself. It is not limited to the basic structure but also many elements built into the structure, such as the following items: • Central air conditioning and heating systems
• Installed carpeting
• Built-in furniture, such as cabinetry
• Fire system and any related apparatus Commercial insurance can help you replace any aspect of the building itself that is damaged by flooding. This not only includes floors and basements but also awnings and any structures attached to the building.  Personal Policy  Another good flood policy to have is a personal policy that can be used to reimburse you for the actual cash value of items in your building that are damaged. These items include but are not limited to the following examples:  • Furniture and equipment
• Free-standing machinery or appliances
• Uninstalled carpet or rugs
• Inventoried stock
• Non-licensed vehicles used primarily on property  Because your business often relies on the use of these items, a personal policy is just as important for business continuity as a property policy.  Commercial insurance covers damage caused directly by flooding. If a sewage system backs up, for example, the damage it causes is only covered by a flood policy if there is a flood in the area that initiated the backup. Any damage that results from the neglect of property owner, such as subsequent mold or contamination that occurs because the flooding was not dealt with quickly, is also not covered. If handled in a timely manner, however, your property and personal flood policies should make recovering from flooding in Bradenton, FL more affordable. 
You can depend on SERVPRO of West Bradenton / Anna Maria. Our technicians have extensive cleaning and restoration training and can make your property look its best. Have Questions? Call Us Today – (941) 792-7715